The Yard Sale- tips for anyone!

I use to hate yard sales. Not just having one, but even going to them! It was a hunt and I always found NOTHING. More than likely it was my attitude towards them. Once I seen a woman selling basket of hard boiled eggs with Easter sleeves on them, in July. Like, what?! My mother loves them and finds gold every time she goes. I’m talking brand new laptops for $20. She also has the art of Haggling. One man had his items displayed on a shelving unit and she asked if she could buy the shelf itself. He said it wasn’t for sale. After talking him into it we we’re bringing it home, at a lower price than what he wanted! Again—like, what?!!

As a mom of a every growing boy I was getting annoyed I’d buy him shirts, jeans, and shoes and no shorter than a month or even what felt like days he was growing out of it! They fit and were even big when we bought them! So after a few summers of not going to Yard Sales my mother talked me into going again. And I found resale treasure. Other moms with ever growing boys too! I could buy their items at a fraction of the price! I fell in love! Then I had my own yard sale without ever having one. I learned some things during the process… it wasn’t that good but I still made $60 of my old stuff on a cruddy little yard sale. My town has a once year HUGE yard sale event. After planning and researching I got my yard sale wings and made serious dollars selling my once loved items from my now clutter free home!

Over the years I’ve learnt some things I want to pass along :)!

yardsaling

Yard sale tips:

  • Advertise! Make sure everyone knows the WHO, WHAT, WHEN, and WHERE. Clever signs always get me in “Hoarders Paradise” “Macy’s Junkie Liquidation.”My junk can be your junk!” Nowadays there is social media! Advertise and give photo examples. It WILL get people in from afar when they can see what your having. If you have bigger items or particular pieces I think will for sure sell (furniture, designer bags) I’ll take photos and price them as I show them on media sites. It has often led to me selling those items before the actual yard sale.

 

  • LOCATION: Many times I won’t stop if I can’t get in and out of the drive way or off on a side street I’ve never been down. If you can’t host it in your place ask a family member. You may live in a cul-de-sac with ZERO traffic flow. Guess what? Drive by shoppers can’t see it they ain’t comin’. Some times I set up on Sundays at a business (after asking) that’s closed and will allow me to use there parking lot on a main street and get the after church service crowd in.

 

  • Display your items. If you make them displayed with care, they’ll care to give you your asked amount. Thrown on a sheet on the ground it’s a total turn off. Often I set up a clothes line and display all my items for them to easily sort threw. I also borrow fold out tables from my local church so there is not bending down to see what is there. Sort your items accordingly too! Think like a store, all kids items in one area, home items in another. Throwing them all in a bin is extra work for the buyer.

 

  • PRICES: These items are more than likely used. YOU ARE NOT GOING TO GET THE VALUE YOU PAID FOR THEM. Remember this. Many times I pick up a shirt and they want more than $10 used when new it cannot be more than 12! I put it right back. All the stuff you bring in your home, and you declutter out, as long as your making money try to sell low, and they will buy it! This is your clutter, make it someone else treasure. I’m not saying you shouldn’t make a profit on a great item I’ll write a individual price on it and write firm if I don’t want to be bargained down. (example: Brand new peacoat I bought for $120 with tags marked $20 and a lady offered me $2. No ma’am.)

 

  • Price your items. It’s really annoying to the buyer (&seller respond) if you have to ask over & over & over “How much is this? ” Don’t be lazy put prices on them! Or make a few poster boards of standard prices “Mens T-shirts $2, Womens Jeans $4” etc etc. I’ve even seen Chalk on the driveway for marked areas.

 

  • It’s the little things! If it takes a battery or a light bulb have some to show them it works! If it’s hot out sell sodas/waters. At check out have bags! Have tons of change they are so going to have $20 bills and not ones and fives! That said have a calculator. Greet them, don’t stalk them! Enlist some family members or friends to help. Getting held up with one person makes a buyer annoyed waiting too long & will just put items back. Say thank you! Stuff you absolutely just want to get rid off have a “free bin.”

It is work leading up to the day as much as it is in the day itself. Make it fun, not stressful.
Plan ahead and make some $$$!

Remember, I’m kinda new at budgeting.

I felt like crap after looking at my banking account.

I messed up and spent unintentionally and spent $110.89 on junk.

  • $24 Amazon for a video game for my son
  • $1.50 Redbull
  • S2.50 Redbull
  • $13.17 Subway
  • $5.29 Ruler Foods
  • $37.22 Kroger
  • $13.30 Walmart
  • $2.91 Dollar General
  • $11.00 Paypal

The game for my son I didn’t even blink and ordered it. It was relatively cheap and I wanted to please him instantly when he asked. I did it to feel good.

The Redbull’s because I was working 2 twelve hour firsts back to back on third shift and it was an easy fix. I could have just brought a thermos of coffee or tea.  And the Subway too…. on the way to work yesterday it was easier to pick up two lunches for Corey and I than pull something out/plan/and cook it really quick before work. Instead I justified the money spent in my head.

Two quick trips to the grocery stores for one or two items I got crap I didn’t need and it wasn’t a utilization of my money. My last trip to Kroger I spent $80 and got 57 items! This time I got two bags and can only remember one item I bought now. That’s not good!

The DG trip was for shipping envelopes and I had no choice they were the cheapest though.

Now, the $11 purchase it what made me very upset. It made me sick and reminded me of all my bad habits. How easily I spend on things I don’t need. I purchased makeup. I didn’t need, and worst of all ALREADY have. I have so much stuff I didn’t realize until 2 days later. I just bought it because it was a great product at a great deal.

 

Ahhh so I’m picking up two shifts this week to make up for what I spent, and then some to save to learn from what I’ve done. I can be upset but I choose to fix it and learn from it!

 

The little things that keep me in check.

The Ways I am Changing my life— starting Financially.

1.) Dave Ramsey.
It started with listening to him on talk radio on my way to work during second shift. Then picking up the Total Money Makeover at a booksale. Then IGNORING everything forever. However, like a chisel, his words little by little hammered the brain fog I was living in. Consumer debt, credit debt, and buying things I couldn’t afford started to get to me. What am I doing? I’ve implemented his steps to help me change my habits and evaluate what have I been doing and Why! I may not follow his steps to a “T” but he’s got me on the right track with solid advice. The best thing I’ve learned from him I never did before: “Tell your money where to go, instead of wondering where did it go?” Assigning every penny to something changed the game for me! As well as implementing the cash only envelope system. Swiping a card is easy, watching the dollars get smaller stinks!

2.) Habits.
My fiance and I are two opposites. I use money 90% of the time for an emotional balance. Whatever effects me I go and buy to lift my emotions. It works, for a very short period of time. Then the guilt of the purchase sets in. Why do I buy? Why do I excessively buy? Do I need 45 lotions? 50 pairs of underwear? Growing up poor I didn’t have items. We literally scrounged for basic living needs! The older I got and started making money it felt good to have “nice stuff” and if my bank account was under $500 but I had a Coach purse and new shoes, I was doing good. There’s no wealth in STUFF it’s all in my head! These hoarding tendencies of my buying made me feel like I had worth for only a moment. This is something that took me a very long time to realize. I still fight certain days or feelings without going into a store and buying stuff I think I “need” to get that high I got from shopping. Or just go pick up dinner instead of cooking because it’s short, easy, and INSTANT. It will probably always be a struggle but I am glad I am aware.

3.) Budget.
I have to budget and see on paper/screen everything. I look at it 100 times. Making one keeps things in focus. When I get up after sleeping 6 hours, having to go work 12 hours, and NOT wanting to cook… I just bip in on the budget on paper and remember it’s the short term “pain” for such long term “gain.” If I don’t set a budget and fight to stay on it the little things will add up. I live across the street from a grocery store. It’s a mom & pop shop with high prices (oh the convenience) and a trip there for one or two things always end up costing me $10-30. That’s a big chunk of my every two week $150 budget! A Starbucks macchiato runs me $5! Soooooo delicious for 5 minutes. A new notebook for motivation around $11. All these things I don’t need. They’re little here or there add up. You know that saying a whole ocean can’t sink a ship unless water gets in. Getting off the budget is putting a slow leak in my ship.

4.) Saving money means getting creative.
I wanted…not needed… a mini shelving unit greenhouse, grow lights, and a seed heat pad. I have every single seed for vegetables & flowers I could want. I want to grow my own from seeds and decided to invest in the products I wanted–not needed. Last year I dropped around $300 at nurseries for plants, flowers, and mulch. This year I intend to grow my own (I have the dirt, worm castings, and saved toilet paper rolls for starters no pennies spent there!) and use pine needles from a local park instead of mulch. The initial $125 for these items was not in the budget. I decided to sell items on Ebay, roll change, and cut back $10 from every envelope in my system. I had to get creative to get what I wanted. In the way I was able to than swipe a credit card and just pay it off little by little.
5.) Learning to love what you have and not what you don’t!!!!
We live in such a consumer driven society. When it you want something new because new is better, throw the old out. I’m no better. Two months ago I was in love with a $35,000 SUV because I want(ed) a new car!!!! My car has 175k miles, a little noise here or there, and isn’t “that” nice anymore. NO! It runs. Seats all I need. ACTUALLY is still nice. STILL DRIVES. It isn’t going to be owned by a bank for 5 to 10 years. I do no need a new car! I definitely cannot pay cash for it either. Instead of being upset at the fact my passenger window won’t roll up on my driver side, or the floor carpet is dirty, or the buttons still work but chipped the paint off, I’m thankful it’s driving me to work every single day! I can fit my whole family on it for a trip. It’s perfect for me right now. It’s allowing me to save money.

6.) REMEMBER WHY YOU ARE DOING THIS. Goals are dreams with plans.
When I got engaged everything kind of switched up there. What have I been doing all along? Why am I just day to day consumer driven without goals? Instead of feeling like a mope and guilty I decided to get right with a plan and start making my goals happen.
I will be debt free by June.
Set up a plan of savings for building a home–debt free.
Save 15% in my 401k, as well start a Roth IRA.’
Make no new debt. If I cannot pay cash for it. I cannot afford it.

Frugal Me Lately! February Goals

It’s 3rd shift week! This is the 7 day straight haul before I get five days off. Oh man oh man, I love the off days. I always assume I’m going to get so much done! Sometimes I do, Sometimes I don’t. This month I’ve got goals, beyond saving the dolla dolla bills. Yeah, I said that.

febgoalllls

Oh how I love flowers in Spring.I have a mini indoor greenhouse and two boxes full of seeds. (hundreds of flowers and Veggies!) I didn’t do my research last year and bought a ton, got frustrated at the lack of growing seedlings and spent A LOT of money at nurseries. Well, this year… I did the research and put the green house up. With that said I bought growing lights I needed last year. It was $50 I didn’t need to spend. SO I must get $50 worth of growth from this endeavor. Ebaying for the first time I made $30. On the off week I plan on fine combing this house and SELLING what we don’t use anymore. Maybe I can get the whole amount back.

 

I need to organize these. BADLY. It’s like this evil entity living in my home. It’s haunting me with “I need to do something about these” but shut the door/walk away and never speak of it again until I see it again. Over & over. Posting these photos shows my ugly truth and hold me accountable…. so here I come pinterest organizing tips!

 

Meal plan 001

I have around 80% of these items. (Eh, probably more!) This is my 8 day accumulated meal plan! I will rotate breakfasts and lunchs/dinners/leftovers all the same.

Breakfast:

  • Sausage biscuits & gravy
  • Banana bread
  • French toast and sausage
  • Pancakes w/ strawberries
  • Muffins
  • Oatmeal
  • Breakfast burritos

Dinners/Lunches/Leftovers:

  • Wings & Twice Baked Potatoes
  • Hamburger steak/caramelized onions & gravy
  • Lemon/buttered fish
  • Salmon patties
  • Pasta  w/ Sausage & peppers & garlic bread
  • Sweet & Spicy crockpot pork
  • Refried bean & cheese burritos w/ mexican rice
  • Lentil Chili w/ cornbread
  • Chicken Rotel
  • Crockpot potato soup
  • Mississippi Beef roast
  • Chicken & Cheese rice casserole
  • Meatloaf
  • Ham & Swiss Sliders
  • Fried Cabbage stirfry/or Cabbage rolls

-Hot & Spicy Sausage Dip

Desserts:

  • brownies
  • fried pies & ice cream
  • peach cobbler
  • strawberry poke cake
  • peanut butter pie

 

 

These won’t alllll be made by any means. But I can flip to my list for ideas when I have no idea what the hell I should make!

Week of bust!

Working swing shift means I work a week of each 1st, 2nd, and 3rd shift every month. The fourth week I’m off. Honestly I like it, except, second shift. I HATE THIS WEEK. It ends up being a week of no sleep, not seeing my son, eating crap, and working over time. And where I spend the most money (bill week too). This being my money saving year this happened to be my first second shift on this plan. We usually catch lunch before work at some fast food restaurants as well as AFTER work. It isn’t healthy let alone cheap. (We work the same schedule at the same plant, so we are hour to hour the same and carpool!–& we work no where near each other, so it works)

Monday I made lunch and we brought lunch to carry to work. Tuesday I slept in, and we had food from the freezer which was freezer burnt. I felt awful and we made quick salads with fried chicken strips. Not healthy but it fed us. That awful guilt of bad food I made this big batch up taco soup and sausage casserole. We ate on it for two days while I worked 12 hour shifts. I don’t think I can eat taco soup for a long long time. It wasn’t a good week. Life got ahead of me and it made me feel out of control when I wanted to be. That was the lesson I’ve learned this week. 2nd shift will be the hardest week even if it’s my only 40 hour week (I work over 60 on the others).

It’s the weekend! I’ve got the chance to catch up, inventory, and meal plan what I need to do. My 16 year old brother comes over sometimes and he stayed the night last night. I live directly across the street from a grocery store that has a pizza/hotplate/fried food deli in it. Usually when he stays I send him across the street for two pizzas and two liter of coke. It’s mediocre frozen crust pizza they slap some jarred stuff on very over priced. Which before I didn’t think twice shoving it into my mouth out of the convenience and everyone happy with no cooking or clean up. It’s a convenience that cost me around $25 a pop.

Today I wanted that pizza but again with convenience. Instead I sucked it up and made some from scratch!

It tasted great! I didn’t spend a dime we had everything in the house.

It excited me to plan more items to bake for our week: white sandwich bread, bagels, extra pizza dough, and biscuits.

 

 

 

 

The “B” word Budget. The beginning of my journey.

Let’s start this entry off with a fact: I can save money but I am just as good at spending it. & one is more than the other— && not the one it should be!

This past year I made the most money I’ve ever made. It was nice! This girl put back around 13% in retirement, saved a little in an account for my son and my savings. But there was also the fun side, ya know what I like to call ten months of 2016. We’re talking trips (10 day road trip to Yellowstone!, NYC for 7 days, Chicago NUMEROUS times, New Orleans, Mississippi Coast, Louisville….). When I would go  grocery shopping 88% of the time without a list. The cart fills up and I just swipe my card, pick up a pizza on the way home, and in three days think why the hell we have no food I just spent $150! And in two weeks throw 30% of it away. My sister had her first child and I threw her a baby shower out of state. I paid for the venue, catering, gifts, and so on! My shopping habits were just as disgusting. The lifetime of beauty products and at the moment cannot fit them in my house physically anymore and probabbbbbllllyyyy won’t be able to use them all before I die. Amazon, oh Amazon. I kinda always thought if they would just work like a 401k they’d make double what they make now. Just take it out of my check! You’re gonna get it anyway! I’ve never in anyway been addicted to drugs except Amazon. & I probably should have checked myself into a program. Two day shipping makes me throw it in my cart every time. Christmas….yeah’ glad that is over too says the lady with a 10 year old who has everything and literally cannot think of what to even ask Santa for.

Then in July the man I love asked me to marry him. After nearly 7 years, I got the one thing I’ve been waiting for! (insert awwwww). Did I mention in just a few months I turn the ripe age of 30?! So much “life” has hit me all of a sudden. It felt like the past few months I’ve really reflected on how much I have, what I want, and how to get there. After the Christmas season and my monies started to grow a little the fiance and I talked “life.” I knew my habits needed to change before, but now they needed to change. No more talk! We are on the same page. We want the same things. What we would love more than anything is to save and build a home in the country debt free within the next five years. And one day have myself a little homestead. It’s all we want. (And also along the way save 15% of our income in our 401k and invest in a roth IRA annually.)

Long story short I’ve grown over the last year or so. I realized I’m an emotional shopper. I get a high from it. I have some pretty bad habits. Talking about how I have a good job, and no debt like that effin’ makes me somebody. Sitting in my car every day listening to Dave Ramsey thinking about how “Phew how can these people have gotten themselves in such a hole?!” But the truth is; I was goalless. Who the heck do I think I am to judge anyone else? Here I am reaching for nothing, wasting so much more when I could be saving! January 1st came around and we started a savings account together to automatically withdraw the money to save towards the home. We set a goal and we started the road to it.

I felt something I never realized I felt from shopping before. A high that didn’t make me feel crappy 2 hours after I got home like I did shopping.

It has given me such momentum that I’ve really analyzed what I’ve been spending vs. what I should be spending, as well as saving.

budget101

 

Roughly that is what I’ve spent a month after taking home around $2,300.00. Give or take (I try to pick up OT all the time.) I can guarantee I am not saving  most of that $1,000 before January 1st. My bills aren’t even typical have to spend bills, I’m blessed and wasting it! I can modify that list significantly.

 

With that said I’ve started a Budget. I’m throwing the “B” word around like I know what the hell I’m talking about. I don’t. Never had one before. Currently I’m going through a training program I’m figuring out along the way. I purchased the Dave Ramsey envelopes months ago. Finally, I am using them. Each one is marked and cash filled. My wallet with all my cards except my debit and one credit will be at my mothers so I don’t even see them!

From today until February 1st I have work pretty much. Beyond gas and/or a gallon of milk I doubt I make anymore purchases. February 1st I start my first month on a budget (see how I made it the shortest month of the year ;D !–just kidding!)

FEB BUDGET:

  • Car Insurance $140 (this is going increase, picking up a new company with better coverage, and a life insurance policy.)
  • Newspaper $15 (if I don’t utilize it for at least $15 in coupons I get out of this month–I am cutting it)
  • Verizon $205 I pay my teenage brothers half which has really jacked it up due to keeping a large data plan attached. This is fair compensation in my eyes for the babysitting he does as well as my mother.
  • Hulu, $8 I pay for it without ads. I can cut $4 if I add them back on.
  • Netflix,  $27 I can cut out $12 because of the movie plan we haven’t used in probably 2 years!
  • School lunch $30. This is not something I can’t argue the kid won’t take a lunch, but maybe I can convince him to try taking one again but it doesn’t bother me.
  • Itunes $3 this is to maintain storage on my son’s ipad, pennies well spent.
  • Spotify $11 for my sanity. I loveeee spotify and listen to is daily.
  • Misc Credit Cards…. from my lovely shopping trips. I pay them off in full every month. But this is on crap I don’t NEED. $0 in February.
  • Groceries $300 I’ll keep it right now at $300, hopefully I spend less.
  • Gas $150.00, I imagine it’s less, I’ll keep better documentation of what I actually spend.
  • Pets 100.00, and what I don’t spend will be put away for future Vet/Medicine.
  • I will also keep $100 every check put up for any medical purposes.

Total Monthly Budget Allowance: $993.00 / goal $850.00

House Goal: 128,000

Saved: $3,000

$ to GO: $125,000

 

 

Laundry Soap

Last night I was sitting around playing around on the internet. Booking a random trip to this beautiful Florida island, dreaming of wading, shelling, and eating seafood. Would we fly or drive? Around the $4,000 mark I realized I’m only self torturing myself! The dreary rainy January day outside and the messy house inside….my motivation to do anything was at zero. After hitting the exit button on the booking website I decided to do something that keeps me on the plan! Avoiding the laundry I decided to make laundry soap! Patience is not my best feature, so liquid laundry soap isn’t my go to. I love making the powder laundry soap. When I first started making it I wasn’t getting that “clean laundry” smell and got discouraged. As well as grating soap took forever and I was leaving big chunks out of fustration (again, I lack patience).

 

homemadesoap

1 Box of Super Laundry Soap Booster 3 lb. 7 oz. ($3.24)
1 Box of Borax 4 lbs 12 oz. size ($3.38)
1 Box of Baking Soda 4 lb. ($1.87)
1 bag of preshredded Zote (whoo hoo!) ($2.00)
1 container of Oxy-Clean 1.3 lb ($3.86)
*optional: Purex Crystals28 oz. for scent ($2 -with coupon!)

I bought that new container too at Dollar tree ($1)

My total cost: $17.35  (around 200 loads)!!!

*I use my food processor to grind it all down into a fine powder. Mix it all in a large container. I also use the whole bottle of purex crystals… it keeps the clothes smelling so very good!